Worry-free bookkeeping, accounting, tax and CFO services for nonprofits and small businesses
We help you save time, money, and make better business decisions by being your online finance team.

Get the virtual CFO support you need for your...
Small Business
- Get clarity on your numbers, so you can
- Know what your numbers say about your business
- Make better business decisions
- Grow your business to the next level
Nonprofit or Charity
- Get clarity on your numbers, so you can
- Glide through your next Board meeting with confidence
- Report what’s important to your donors and stakeholders
- Attract more funding and grants
You should not be burdened with accounting and compliance work.
We believe that business owners already have enough pressure to perform and grow their businesses, while trying to maintain a good work-life balance.
Having Zivo as your online finance team helps you:




Plans to suit your business
We offer bundled plans and “a la carte” services to help your specific business needs whether you are just starting or already well established.
It all starts with a free assessment of your business, and you’ll always know how much you’re paying upfront.
Reduce your costs with a fixed monthly plan. No surprises.
Here are 3 easy steps on how we help businesses like yours grow
We review your current business situation, goals and priorities, gather all the information needed from you,
and develop an action plan tailored to your business needs.
Meet your CFO
Hi there. I’m Josiane.
I know that you want to be a successful business owner with a balanced life.
So, if managing your business’s finances have become stressful, challenging and time-consuming, and you’re looking for someone who can offer all the skill and knowledge of a CFO without the CFO salary, you’ve come to the right place!
My team and I can help lighten your load and provide you with the tools, support, and the real-time financial information you need to make better-informed decisions and take your business to the next level.
I’ve helped businesses like yours thrive thanks to the combined skillsets I acquired through my CPA designation, MBA degree and my role as a Chief Financial Officer (CFO).

Get This Free PDF And Discover How A CFO Can Help Your Business Be More Profitable Without Breaking The Bank.
9 reasons why businesses who use a CFO are more profitable than those who don’t.
Our Favourite Tools Include...
We have experience working with and integrating thousands of different Cloud accounting apps & services. At Zivo, all software costs are included!